Veteran-owned independent agency · Serving all 50 states from the 47th
Loreen & Lane
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About Loreen & Lane

Our focus is you, not a quota

We are an independent agency built on a simple idea: when you understand your options, you make better decisions. We are here to make Medicare and retirement income make sense.

Who We Are

The Retirement Answer Team

For more than a decade, we have helped people across New Mexico, Texas, Colorado, Arizona, Wyoming, Washington, and South Carolina navigate one of the most confusing decisions of their lives: how to get the right Medicare and life insurance coverage without overpaying or losing the doctors they trust.

Because we are independent, we are not tied to any single carrier. That means our advice is built around you, your health, your medications, your budget, and your goals, rather than around what one company wants to sell.

We sit down with you one-on-one, explain everything in plain language, and stay with you year after year as your needs change. No pressure, no jargon, just straight answers from people who do this every day.

"When you understand your options, you make better decisions. That is the whole job."

Tim Meuret, The Retirement Answer Team

What We Stand For

The way we work

Independent advice

We represent you, not a carrier. We compare every option that fits your life and recommend what is genuinely best.

Plain language

No acronyms, no fine-print games. We explain how it works so you can make a confident decision.

Lifelong service

We do not disappear after enrollment. We review your plan every year to make sure it still fits.

Our Agents

A team that serves you coast to coast

Eleven licensed Medicare and life insurance specialists, led by Air Force veteran and Managing Broker Tim Meuret. Meet the real people you will work with.

Meet the Team
In The Media

Where you have seen us

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Join The Team

Build your book with people who have your back

We are growing across New Mexico, Texas, Colorado, Arizona, Wyoming, Washington, and South Carolina. If you are a licensed agent who leads with service, we give you the tools, mentorship, and support to grow without going it alone.

  • Independent contracts with top carriers
  • Real mentorship and training, new or experienced
  • Marketing and lead support that actually works
  • A team culture that puts clients first
Apply to join the team
"The era of the lone wolf is over. The best agents grow with a team."

It takes a village to raise a child, but it takes a pack to develop an agent.